This page sets forth the terms and conditions under which our insurance agency provides the information on this web site as well as the terms and conditions governing your use of this site. By making use of this site, you agree to be bound by the terms and conditions we have outlined below. If you do not accept these terms and conditions, do not continue to use or access this site.

Information concerning our insurance agency, its policyholders, employees, customers, agents, or others on whom data is collected, stored, or processed is the property of our insurance agency and is confidential in nature and protected under California state and federal law. Disclosure of any information shall be for legitimate business purposes only as it pertains to transactions between an individual or business entity and our insurance agency for the procurement or maintenance of insurance policies or other directly related transactions.

Our insurance agency does not warrant or guarantee the accuracy or completeness of the information provided on this web site. Under no circumstances will our insurance agency be liable for any loss or direct, indirect, incidental, special, or consequential damages caused by reliance on this information. Any insurance proposal or quote given through this web site is merely a proposal and not a policy of insurance or offer to insure. Rates quoted reflect the rate in effect as of the date of the proposal and are subject to revision. Accuracy of any quote issued is reliant upon information supplied by requestor. If the information supplied is incomplete, the rate quoted may be subject to change. The insurance company reserves the right to accept, reject, or modify any proposal after investigation, review of the application, and review of all other underwriting information. The information on this web site may be changed or updated without notice. Our insurance agency may also make improvements and/or changes in the products, services, and/or programs described on this site at any time without notice.

You may cite or refer to the information on this site. You must have written permission to copy or distribute copies of the information, images, forms, controls, or code contained on this web site. To request such permission, send a message using the link below:

Permission

Please include your name, address, and telephone number, as well as a description of the intended extent, purpose, and distribution of your copying.

You may note that some of the pages on this site provide hypertext links to sites created by other organizations. We provide you links to other sites as a free service. Because those other sites are not under our control, we cannot guarantee the quality, accuracy, or timeliness of those sites. Nor is our connection with those sites an endorsement or adoption of the views expressed of the products and services sold on those sites. Questions about the content of those sites should be directed to their authors. If you would like to provide a hypertext link from your site to this site, please request our permission before doing so. To request such permission, send a message using the link below:

Permission

Please include in the message your name, address, and telephone number, and a description of your site and the reason why you would like to establish a link to this site.

It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses, malicious codes, and other items of a destructive nature. In no event will our insurance agency be liable to any party for any loss or direct, indirect, incidental, special, or consequential damage caused by use of this web site or any other hyperlinked web site.

Our insurance agency specifically disclaims all warranties with respect to this web site or your use thereof, express, implied, or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. Our insurance agency shall not be liable for any damages resulting from the use or misuse of this site or the information on this site.

The information provided on this site is distributed with the understanding that our insurance agency is not providing professional advise of any type. If you have a question regarding professional advice, such as a question related to law, tax, or financial planning, please seek the advice of a qualified professional in that relevant field.

Should any of these terms and conditions be held invalid, that invalid provision shall be construed to be consistent with the application of law, and in a manner so as to remain consistent with the original intent of our insurance agency. Provisions not otherwise held invalid shall remain in force.