Mendoza Insurance
Health Insurance
Having the right health care is priceless but it shouldn’t and doesn’t have to cost you an arm and a leg. We are committed to making sure you have access to the best health care providers available and we will work hard to provide exceptional care at an affordable price.
FRANK MENDOZA is an authorized broker in California for Anthem Blue Cross and Blue Shield.
Anthem Blue Cross and Blue Shield have been here for over 60 years addressing changes in the healthcare system and making sure Californians can get access to the care they need at a price they can afford.
From our vast doctor network to alternative medicine coverage to personalized plans, toll-free help lines and member focused services, we are California’s leading health benefits company.
Health Insurance is talked about a lot in the United States right now. The rise in costs of health care and health insurance affect everyone. The perceptions of what should and what should not be covered varies widely.
With this being said, Health insurance can be more affordable than you may think.
We have access to the most reputable and well known companies in the industry. We understand how the health insurance company’s work and we are very familiar with their health plans. It is what we do. We also understand you and your needs, as the consumer, because we are you. We are consumers ourselves.
How do I pick a health plan?
Whether your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family.
Here are some questions you should ask yourself when choosing a health insurance plan:
- How affordable is the cost of care?
- What is the monthly premium I will have to pay?
- Should I try to insure most of my medical expenses or just the large ones?
- What deductibles will I have to pay out-of-pocket before insurance starts to reimburse me?
- After I have met my deductible, what percentage of my medical expenses is reimbursed?
- How much less am I reimbursed if I use doctors outside the insurance company’s network?
- Does the insurance plan cover the services I am likely to use?
- Does the insurance plan cover the services I am likely to use?
- Are the doctors, hospitals, laboratories and other medical providers that I use in the insurance company’s network?
- If I want to use a doctor outside the network, will the plan permit it?
- How easily can I change primary-care physicians if I want to?
- Do I need to get permission before I see a medical specialist?
- What are the procedures for getting care and being reimbursed in an emergency situation, both at home or out of town?
- If I have a preexisting medical condition, will the plan cover it?
- If I have a chronic condition such as asthma, cancer, AIDS or alcoholism, how will the plan treat it?
- Are the prescription medicines that I use covered by the plan?
- Does the plan reimburse alternative medical therapies such as acupuncture or chiropractic treatment?
- Does the plan cover the costs of delivering a baby?
About Mendoza Insurance
Frank Mendoza Insurance Agency offers a combined 40 years of insurance knowledge to make sure your insurance plan is right for you. Your lifestyle and your financial situation are not the same as anyone else's and because everyone's insurance needs are different, we make every effort to specialize your insurance program to you as an individual.
Since we provide a range of products from automobile insurance to health coverage we can offer you the security of being protected when you need it most.
Personalized service is what we specialize in. Read more
Contact Us
1108 Sheridan Avenue
Chico, CA 95926
(530) 895-1086
(530) 894-6166 Fax